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Banking Competition, Monitoring Incentives and Financial Stability

Vo, Quynh-Anh - 2010

This paper addresses the topic regarding the desirability of competition in banking industry. In a model where banks compete on both deposit and loan markets and where banks can use monitoring technology to control entrepreneurs' behavior, we investigate three questions: what are the effects of...

Persistent link: https://www.econbiz.de/10013152326

Banking and Transparency : Is More Information Always Better?

Allenspach, Nicole - 2009

model, enhancing transparency above a certain level may lead to the inefficient liquidation of a bank. The reason lies in … the downside risk. Accordingly, depositors will not take into account possible future upside gains of the bank when … inefficient bank runs …

Persistent link: https://www.econbiz.de/10013153062

Lending Competition and Relationship Banking : Evidence from Japanese Prefectural Level Data

Ogura, Yoshiaki - 2009

The question of whether more competition among banks increases relationship banking, which is predicted to improve credit availability for informationally opaque firms in theory, is a controversial issue in the banking literature. By using firm-level survey data in Japan, this paper provides...

Persistent link: https://www.econbiz.de/10013155639

Bank Competition - When is It Good?

Hainz, Christa - 2009

The effects of bank competition and institutions on credit markets are usually studied separately although both factors … are interdependent. We study the effect of bank competition on the choice of contracts (screening versus collateralized … effects of bank competition on collateralization, access to finance, and social welfare depend on the institutional …

Persistent link: https://www.econbiz.de/10013159925

The Impact of Skin in the Game on Bank Behavior in the Securitization Market

Hibbeln, Martin Thomas - 2020

bank behavior. Using OLS, propensity score matching, and instrumental variable regressions, we examine why retention deals …

Persistent link: https://www.econbiz.de/10012842749

Bank Consolidation and Soft Information Acquisition in Small Business Lending

Ogura, Yoshiaki - 2017

We empirically examine the impact of bank consolidation on bank acquisition of soft information about borrowers. Using …

Persistent link: https://www.econbiz.de/10012954778

Banks' Screening and the Leverage of Newly Founded Firms

Bustamante, Maria Cecilia - 2019

Banks finance newly-founded firms extensively despite severe asymmetric information. Whereas the demand for credit usually follows from entrepreneurs' lack of liquidity, we ask why and how banks supply credit to new firms of unknown value. We propose a model of credit allocation in which, due to...

Persistent link: https://www.econbiz.de/10012900619

Enforcement Actions on Banks and the Structure of Loan Syndicates

Delis, Manthos D. - 2019

We investigate the effect of regulatory enforcement actions on banks' reputation by estimating the effect of non-compliance with laws and regulations among lead arrangers on the structure of syndicated loans. Consistent with a regulatory reputational stigma, a punished lead arranger increases...

Persistent link: https://www.econbiz.de/10012903395

How Changes in Market Conditions Affect Screening Activity, Credit Risk, and the Lending Behaviour of Banks

Papanikolaou, Nikolaos I. - 2018

loan applicants are required to pay to reach the bank of their interest shrinks with respect to the degree of competition …

Persistent link: https://www.econbiz.de/10012908174

Flow Toxicity and Bank Equity Holdings

Song, Wei-Ling - 2018

This paper investigates the market microstructure effects on client firms of equity holdings by relationship banks, i.e., lenders and/or underwriters, prior to the 2008 financial crisis. It intends to shed light on the need for “the Volcker Rule.” We find that banks' equity holdings of...

Persistent link: https://www.econbiz.de/10012911816

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