ENGLISH ABSTRACT: The Broad-Based Economic Empowerment Act, No. 53 of 2003, and its Codes of Good Practice on Black Economic Empowerment are the cornerstones of a strategy implemented by the South African government to transform the economy to an inclusive one where all citizens have equal...

ENGLISH ABSTRACT: Experimental research in psychology and economics indicates that depression causes heightened risk aversion. Previous research has documented robust links between seasonal variation in length of day, seasonal depression (known as seasonal affective disorder, or SAD), risk...

ENGLISH ABSTRACT: In the field of Economics, the term “competition” refers to the method involved in steering an increase in supply, which leads to a decrease in equilibrium price and an increase in equilibrium quantity. However, competition involves more than just an increase in supply. In...

ENGLISH ABSTRACT: Collaborative strategies such as strategic alliances are being adopted by small and large companiesto gain a competitive advantage in a fast changing global and local business environment.Companies are recognising the value of achieving their business goals through mutually...

For the last 40 years, academics advocated the use of the traditional Discounted CashFlow (DCF) techniques but these suggestions were ignored by practitioners for a longtime. The Net Present Value (NPV), Internal Rate of Return (IRR) and Present ValuePayback Period (PVPP) are now some of the...

ENGLISH ABSTRACT: The research report investigates the risk/return relationship in the primary agricultural sector in theWestern Cape from a commercial bank's perspective. The study investigated the correlationbetween credit risk and return within a randomly selected portfolio of agricultural...

ENGLISH ABSTRACT: There are conflicting aims among the various stakeholders of a business. Shareholderswish to maximise their return on capital, whereas debt holders and customers wish tominimise the risk to capital. This conflict has led to the emergence of economic capital.Financial services...

ENGLISH ABSTRACT: Corporate Social Responsibility (CSR) is taking on a developmental stance in Third-WorldCountries. Old Mutual, through its partnership with the South African govemment, set up atrust to assist govemment in skills development at local, provincial and national level andsmall...

ENGLISH ABSTRACT: The National Credit Act came into being on the 1st of June 2007 and besides its other objectiveswas intended to make credit more accessible to all South Africans, to stop unreasonable practicesby lenders and to protect consumers against reckless lending. This research study...