assistance on bank risk taking. Bailed-out banks initiate riskier loans and shift assets toward riskier securities after … receiving government support. However, this shift in risk occurs mostly within the same asset class and, therefore, remains … appear safer according to regulatory ratios, but show an increase in volatility and default risk. These findings are robust …

lending market. To the best knowledge of the authors, the paper is among the first to explore probability of loan recovery as …

Purpose The purpose of this paper is to test and extend a conceptual model of risk assessment in bank lending to SMEs … factors in the external, operating and internal environments of individual banks can influence credit-risk assessment … UK lending bankers in June 2006 and five German bankers in February 2007. The timing is important, as these were …

individually to determine if they were effective in minimizing down side risk, and combined to determine if integration created … side risk in wheat and corn, but not significantly in soybeans. Marketing alternatives generally increase the up side … potential of gross revenue per acre, while doing little to minimize the down side risk. The integration of crop insurance …