regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes …-Anwendungen vorhandene Bank- und Finanzdienstleistungen ergänzen, aber nicht ersetzen werden. Wir warnen jedoch vor bestehenden …

provide euro area citizens with access to central bank money in an increasingly digitalised world. While a digital euro could … offer a wide range of benefits, it could prompt changes in the demand for bank deposits and services from private financial … entities (ECB, 2020a), with knock-on consequences for bank lending and resilience. By inducing bank disintermediation, a …

This paper builds a new dataset on bank ownership and reassesses the links between state-ownership of banks and each of … financial development, economic growth, financial stability, bank performance, liquidity creation, and lending cyclicality …-ownership but that there is no evidence that high state-ownership predicts banking crises. Focusing on bank performance, the paper …

present on the borrowers' side; it is estimated that about half of state-owned commercial bank lending still goes to state …