, physical size and turnover all act as a driving force in deciding to use inputs. Taking out crop insurance acts as a substitute … most increase their insurance and receive greater compensation – and moral hazard effect – the wine-growers who …

surveillance work. Recently, more emphasis has also been placed on the role of insurance for financial stability analysis. This … paper reviews the current state of system-wide solvency stress tests for insurance based on a comparative review of national … consistent implementation of such exercises. The paper also offers recommendations on improving the current insurance stress …

This study examines the impact of publicly supported insurance on agricultural land values. The analysis employs … gradual introduction of the Pasture, Rangeland, and Forage Insurance Pilot Program. We use a field-level fixed-effects model … that controls for several time-variant factors. We find that insurance availability is associated with an increase of at …

What are the welfare effects of a policy that facilitates for insurance customers to privately and covertly learn about … their accident risks? We endogenize the information structure in Stiglitz's classic monopoly insurance model. We first show …

We argue that US welfare would rise if unemployment insurance were increased for younger and decreased for older … accumulate high-return human capital. So unemployment insurance is most valuable to them, while moral hazard is mild. By …

macroeconomic and political uncertainty. Demand for macroeconomic shock insurance was high; 36.7 percent of microentrepreneurs in … the treatment group purchased insurance. However, purchasing insurance does not change the likelihood that a business … microenterprises. However, insurance may still be of value to them to help cope with shocks when they do occur, but we are unable to …

This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

We study a monopoly insurance model with endogenous information acquisition. Through a continuous effort choice …

Economic theory predicts that private information on risks in insurance markets leads to adverse selection. To … dierences in the information used in underwriting across life insurance, annuity and health insurance markets attenuate private …