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This article investigates the understandings and perceptions of (micro)insurance among low income people in southern … Ghana, using evidence from four focus group discussions. It analyzes how the focus group participants think about various … types of insurance – among them a micro life insurance product – and how their negative and/or positive evaluations have …
Persistent link: https://www.econbiz.de/10013112992
This article investigates the understandings and perceptions of (micro)insurance among low-income people in southern … Ghana, using evidence from four focus group discussions. It analyzes how the focus group participants think about various … types of insurance - among them a micro life insurance product - and how their negative and/or positive evaluations have …
Persistent link: https://www.econbiz.de/10009652506
on credit, may not necessarily be welfare improving. Using rich administrative data on auto-insurance market in Ghana …Helping individuals to buy insurance coverage in developing countries, for instance by allowing them to buy insurance …, and a policy reform that led to sizable reduction in demand by disallowing individuals to buy insurance on credit, I …
Persistent link: https://www.econbiz.de/10012847647
environment. Binding credit-market constraints and incomplete insurance can reduce investment in activities with high expected … profits. We conducted several experiments in northern Ghana in which farmers were randomly assigned to receive cash grants …, grants of or opportunities to purchase rainfall-index insurance, or a combination of the two. Demand for index insurance is …
Persistent link: https://www.econbiz.de/10014160330
This article investigates the understandings and perceptions of (micro)insurance among lowincome people in southern … Ghana, using evidence from four focus group discussions. It analyzes how the focus group participants think about various … types of insurance – among them a micro life insurance product – and how their negative and/or positive evaluations have …
Persistent link: https://www.econbiz.de/10010627711
insurance products, as shown by our investigation of a microinsurance policy in Ghana. Yet another factor is that many …In tandem with the growth of microloans and microsavings, insurance policies geared towards low-income households have … current microinsurance customers do not place much trust in insurance providers. They also lack knowledge about specific …
Persistent link: https://www.econbiz.de/10008776969
Ghana gezeigt wird, das Vertrauen in die Versicherer und der Informationsstand über spezifische Versicherungsprodukte in der …
Persistent link: https://www.econbiz.de/10008685270
The insurance industry plays an important role for European economic stability and the threats and opportunities it …
Persistent link: https://www.econbiz.de/10011996163
In this study, we assess the relevance of decreasing information asymmetry on life and nonlife insurance consumption … Generalised Method of Moments. The findings show that information sharing offices increase insurance consumption with a … comparatively higher magnitude in life insurance penetration, relative to non-life insurance penetration. Practical and theoretical …
Persistent link: https://www.econbiz.de/10012389211
This paper explores the impacts of traditional agricultural insurance that offers protection against climatic shocks on … small-scale tobacco farmers in Colombia. We analyze the impacts of access to the insurance on household financial outcomes … natural experimental setup of the form in which the insurance was launched. We find that tobacco producers with access to the …
Persistent link: https://www.econbiz.de/10010481485