the parameters of a structural model of risky choice. Working with data on households' deductible choices across three … lines of insurance coverage and a model that nests expected utility theory plus a range of non-expected utility models, we …

We estimate the distribution of risk preferences using a large data set of deductible choices in auto insurance … data on deductible and premium choices to estimate the distribution of risk aversion and how it correlates with risk. We …

Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit …-selection into different insurance contracts. We use a set of new variables in the German Socioeconomic Panel for the years 2002 … the data reveals that the effect of deductibles on the number of doctor visits is negligible. Private add-on insurance …

Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit …-selection into different insurance contracts. We use a set of new variables in the German Socioeconomic Panel for the years 2002 … the data reveals that the effect of deductibles on the number of doctor visits is negligible. Private add-on insurance …

tightly regulated plans offered by private insurance firms. For most eligible individuals without coverage from other sources … conclusions about the role of risk aversion in the insurance decisions. …

tightly regulated plans offered by private insurance firms. For most eligible individuals without coverage from other sources … conclusions about the role of risk aversion in the insurance decisions. …

We use data on households' deductible choices in auto and home insurance to estimate a structural model of risky choice …

We use data on insurance deductible choices to estimate a structural model of risky choice that incorporates "standard … important role in explaining the aversion to risk manifested in deductible choices. This finding is robust to allowing for …