We examine mortgage pricing before and after Switzerland was the first country to activate the Counter-Cyclical Capital … Buffer of Basel III. Observing multiple mortgage offers per request, we obtain three core findings. First, capitalconstrained … and mortgage-specialized banks raise their rates relatively more. Second, risk-weighting schemes supposed to discriminate …

reallocation increased the riskiness of banks' mortgage lending. …

This study provides new evidence on the impact of the Community Reinvestment Act (CRA) on mortgage lending by taking …

Using unique nationwide property-level mortgage, flood risk, and flood map data, we analyze whether lenders respond to … securitize/sell mortgages to borrowers prone to flood risk. Taken together, our results are indicative that mortgage lenders are …