Kapur, Kanika; Escarce, José J.; Marquis, M Susan; … - In: Southern Economic Journal 74 (2008) 3, pp. 644-664
Small firms that offer health insurance to their employees may face variable premiums if the firm hires an employee with high-expected health costs. To avoid expensive premium variability, a small firm may attempt to maintain a workforce with low-expected health costs. In addition, workers with...