the distance of banks‟ to the nearest bank negatively affects profitability, but positively affects bank efficiency …. However, the area of market boundary has positive impact to bank profitability and efficiency. The Lerner index shows that …, industry-specific characteristics, and macroeconomics variables) on rural banks performance (profitability and efficiency) in …

stability are significant predictors of rural bank profitability. Whereas an improvement in the funding risk of a rural bank in …, liquidity risk, and stability of a rural bank signifies an improvement in the future profitability of the bank. …This paper analyzes the profitability of 112 rural banks (special unit banks created to promote rural financial …