Similar Search Results

Additional credit for liquidity-constrained individuals : high-interest consumer credit in Korea

Kim, Jung-Wook; Won, Seungyeon; Kim, Jung-In - In: Emerging markets finance & trade : a journal of the … 53 (2017) 1, pp. 109-127

Persistent link: https://www.econbiz.de/10011763951

Rural households' credit access and loan amount in Wa municipality, Ghana

Sekyi, Samuel - In: International journal of economics and financial issues … 7 (2017) 1, pp. 506-514

Persistent link: https://www.econbiz.de/10011785132

Credit demand versus supply channels : experimental- and administrative-based evidence

Michelangeli, Valentina; Peydró, José-Luis; Sette, Enrico - 2020

Persistent link: https://www.econbiz.de/10012316869

Disentangling the supply and demand factors of household credit in Malaysia : evidence from the credit register

Jiaming, Soh - 2018

Persistent link: https://www.econbiz.de/10011957864

Reflections on the US college loans system : lessons from Australia and England

Barr, Nicholas A.; Chapman, Bruce James; Dearden, Lorraine - 2018

There is wide agreement the US student loan system faces significant problems. Seven million borrowers are in default and many more experience non-repayment. The stress of repayments faced by many students results at least in part from the design of US student loans. Specifically, loans are...

Persistent link: https://www.econbiz.de/10011820067

Creditor control rights and borrower protection : the role of borrower consent clause in private debt contracts

Deng, Saiying; Li, Yutao - In: Review of quantitative finance and accounting 61 (2023) 1, pp. 357-394

Persistent link: https://www.econbiz.de/10014342034

Examining payday loan utilization among households with mainstream credit access

Lamb, Laura - In: Journal of financial economic policy 16 (2024) 3, pp. 330-347

Persistent link: https://www.econbiz.de/10014540159

Economics of Bankruptcy Exemption : Signaling Value of Collateral, Cost of Credit and Access to Credit

Arca, Pasqualina - 2019

in the event of default in the context of a competitive credit market characterized either by moral hazard (MH) or by … the dominant source of asymmetric information. Under MH, conditional on the level of exemption, the cost of credit is … higher for borrowers who are requested to post collateral. Moreover, conditional on posting collateral, the cost of credit …

Persistent link: https://www.econbiz.de/10012862259

Creditor Control Rights and Borrower Protection : The Role of Borrower Consent Clause in Private Debt Contracts

Beyhaghi, Mehdi - 2019

In private debt contracts with a borrower consent clause, a creditor's decision to transfer its portion of the loan can be thwarted if the borrower denies the consent to loan transfer. We find that the probability of the inclusion of a borrower consent clause in a private debt contract increases...

Persistent link: https://www.econbiz.de/10012863161

Income inequality, household debt, and financial crises

Ari, Ali; Cergibozan, Raif - In: Capitalism at a Crossroads : A New Reset?, (pp. 105-124). 2023

Persistent link: https://www.econbiz.de/10014231666