Narrow search
Showing 64,741 - 64,750 of 65,638
Cover Image
Banking with Contingent Contracts, Macroeconomic Risks, and Banking Crises
Gersbach, Hans - 2008
We examine banking competition when deposit or loan contracts contingent on macroeconomic shocks become feasible. We show that the risk allocation is efficient, provided that banks are not bailed out. In this case, banks may shift part of the risk to depositors. The private sector insures the...
Persistent link: https://www.econbiz.de/10011753157
Cover Image
The Insurance Premium in the Interest Rates of Interlinked Loans in a Small-scale Fishery
Riekhof, Marie-Catherine - 2016
Interest payments based on income flows are a common feature of informal loans. Such so-called `interlinked loans' can be seen as an insurance against very low disposable incomes, as interest payments are lowest when income turns out to be low. This paper examines whether interlinked loans...
Persistent link: https://www.econbiz.de/10011753328
Cover Image
Bank capital (requirements) and credit supply: Evidence from pillar 2 decisions
De Jonghe, Olivier; Dewachter, Hans; Ongena, Steven - 2016
fully documented corporate credit register and firm balance sheet data. Our analysis consists of three components. First, we … investigate how capital requirements affect the supply of bank credit to the corporate sector, both on the intensive and extensive … margin, as well as for different types of credit. Finally, we document how bank characteristics, firm characteristics and the …
Persistent link: https://www.econbiz.de/10011786058
Cover Image
Identifying the bank lending channel in Brazil through data frequency
Coelho, Christiano A.; de Mello, João M. P.; Garcia, … - 2010
Using the different response timings of credit demand and supply, we isolate supply shifts after monetary policy shocks …
Persistent link: https://www.econbiz.de/10011807398
Cover Image
Capital Adequacy Regime in India: An Overview
Sarma, Mandira; Nikaido, Yuko - 2007
In this paper we present an analytical review of the capital adequacy regime and the present state of capital to risk-weighted asset ratio (CRAR) of the banking sector in India. In the current regime of Basel I, Indian banking system is performing reasonably well, with an average CRAR of about...
Persistent link: https://www.econbiz.de/10011807603
Cover Image
Monetary policy and credit demand in India and some EMEs
Padit, B. L.; Vashisht, Pankaj - 2011
Impact of changes in policy rate of interest on demand for bank credit is examined for seven emerging market economies … controlled for, change in policy rate of interest is an important determinant of firms' demand for bank credit. The results …
Persistent link: https://www.econbiz.de/10011807662
Cover Image
Do better capitalized banks lend less? Long-run panel evidence from Germany
Buch, Claudia M.; Prieto, Esteban - 2012
Insufficient capital buffers of banks have been identified as one main cause for the large systemic effects of the recent financial crisis. Although higher capital is no panacea, it yet features prominently in proposals for regulatory reform. But how do increased capital requirements affect...
Persistent link: https://www.econbiz.de/10010309227
Cover Image
Debt, deleveraging and business cycles: An agent-based perspective
Raberto, Marco; Teglio, Andrea; Cincotti, Silvano - In: Economics: The Open-Access, Open-Assessment E-Journal 6 (2012) 2012-27, pp. 1-49
clearly confirm that the amount of credit in the economy is a very important variable, which can affect economic performance …
Persistent link: https://www.econbiz.de/10010309605
Cover Image
Banking Ssystems, central banks and international reserve accumulation in East Asian economies
Shrestha, Prakash Kumar - In: Economics: The Open-Access, Open-Assessment E-Journal 7 (2013) 2013-14, pp. 1-29
paper estimates the impact of reserve accumulation on some important balance sheet variables such as liquid assets, credit …
Persistent link: https://www.econbiz.de/10010311851