Climate change is one of the most urgent and difficult issues facing civilisation. Recently, the chief scientist to the British Government said that it was a bigger threat than global terrorism. Not all would agree with him, but it does share with global terrorism the property of being a new,...

This study examines whether regionally and nationally branching banks set deposits interest rates differently. This assessment of the UK retail deposit market between 1992 and 2008 indicates regional banks set deposit interest rates in a manner distinct to nationally branching banks. This...

This study examines the influence of offering an overdraft facility on the customer costs of using a personal current account (also termed checking accounts). This assessment informs the wider debate as to whether overdraft use is a significant factor in paying for current account use within...