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Banking on AI : Mandating a Proactive Approach to AI Regulation in the Financial Sector

Truby, Jon M. - 2020

Despite an emerging international consensus on principles of AI governance, lawmakers have so far failed to translate those principles into regulations in the financial sector. Perhaps, in order to remain competitive in the global race for AI supremacy without being typecast as stifling...

Persistent link: https://www.econbiz.de/10012833907

The Regulation of Fintech Banks : Questions and Perspectives

Lemma, Valerio - 2020

into European Central Bank's definition of ‘fintech bank', in order to understand the role and the scope of supervision …

Persistent link: https://www.econbiz.de/10012841883

Roadmap for Financial Aggregation in Nigeria : The Fintech, Banks and Regulators Guide

Nwaokike, Ugo - 2019

The Nigerian Fintech's space is developing. Traditional financial institutions particularly the banking sector, are redefining their financial offerings by 'finnovating' and blurring the lines that the average Fintech start-ups had initially created through their disruptive technology. However,...

Persistent link: https://www.econbiz.de/10012870520

Bank Lobbying as a Financial Safety Net : Evidence from the Post-Crisis U.S. Banking Sector

Asai, Kentaro - 2020

This paper argues that creditors reflect the financial-safety-net aspect of bank lobbying, plausibly considering the … connection between bank lobbying and government bailouts. Using a structural approach, I show that bank lobbying is negatively … associated with the occurrence of a run-like equilibrium, as is deposit insurance. The estimated effect on bank risk and value is …

Persistent link: https://www.econbiz.de/10012852488

Banking and Financial Regulation

Schwarcz, Steven L. - 2014

This chapter provides a basic overview of banking and financial regulation for the forthcoming Oxford Handbook of Law and Economics (Francesco Parisi, ed.). Among other things, the chapter compares traditional and shadow banking and their regulation, differentiating “microprudential”...

Persistent link: https://www.econbiz.de/10013049260

Measuring the evolution of competition and the impact of the financial reform in the Mexican banking sector, 2008-2019

Bátiz-Zuk, Enrique; Sánchez, José Luis Lara - 2021

This paper analyzes the monthly evolution of bank competition in Mexico from 2008 to 2019 using different measures …

Persistent link: https://www.econbiz.de/10012584137

The Effects of Bank Regulations, Competition, and Financial Reforms on Banks’ Performance

Omran, Mohammed - 2021

In this paper, we examine the influence of bank regulation, concentration, and financial and institutional development … on commercial bank margins and profitability across a broad selection of Middle East and North Africa (MENA) countries …. The empirical results suggest that bank-specific characteristics, in particular bank capitalization and credit risk, have …

Persistent link: https://www.econbiz.de/10013250011

The impact of financial sector sustainability guidelines and regulations on the financial stability of South American banks

Alguindigue Ruiz, Pedro Ildemaro; Weber, Olaf - In: ACRN journal of finance and risk perspectives 10 (2021), pp. 111-127

Sustainability risks represent a significant concern for the banking industry. Consequently, financial regulators created financial sector sustainability guidelines and regulations. However, the effect of these policies on banks' financial stability is unclear. Hence, this study analyzes 149...

Persistent link: https://www.econbiz.de/10013198120

Banking Sector Controls and Financial Development

Gooroochurun, K. - 2010

Financial development has received considerable attention in past literature. This study brings to light financial deepening in an all new angle by introducing banking sector controls as its possible determinants and that, to be considered for the Mauritian experience. A VECM is initially...

Persistent link: https://www.econbiz.de/10013144448

The Effects of Bank Regulations, Competition, and Financial Reforms on Banks’ Performance

Ben Naceur, Sami - 2010

In this paper, we examine the influence of bank regulation, concentration, and financial and institutional development … on commercial bank margins and profitability across a broad selection of Middle East and North Africa (MENA) countries …. We cover the 1989-2005 period and control for a wide array of macroeconomic, financial, and bank characteristics. The …

Persistent link: https://www.econbiz.de/10013147740