country is homeownership attainment and the key policy to tackle this issue is the Mortgage Interest Deduction (MID). This …

residential mortgage and bond markets. Several agencies have increased their overall market presence in recent years by expanding …

Danish mortgage finance system and compares and contrasts them with those of the U.S. system. In addition, it highlights … characteristics of the Danish model that may be of interest as the United States considers further mortgage finance reform. In … offers borrowers the option to repurchase their mortgage at the market price, mitigating “lock-in” effects. Danish mortgage …

of the Danish mortgage finance system and compare and contrast it to the U.S. system. We also note characteristics of the … Danish model that may be of interest as the United States considers further mortgage finance reform. In particular, the … borrowers the option to repurchase their mortgage at the market price, mitigating “lock-in” effects. Danish mortgage …

We develop new measures to detect income falsification on mortgage applications during the housing bubble. We find that …

This paper examines how a new lender affects local mortgage and housing markets around its branches. Specifically, I … demonstrate the impact on mortgage supply, house prices and repossessions. I use the decision of the European Commission to force … resources to the economy. The results show that incumbent banks increase mortgage lending in areas where the new bank has its …

Borrowers in states with non-recourse mortgage law face limited liability on their mortgage loans. We show that non …. We find that mortgage lending pricing does not fully reflect the higher risk in non-recourse states because the emergence …

-lived effect of credit supply on house prices. We then exploit the segmentation of the conventional mortgage market from program … uncover a net increase in credit for all other residential mortgage applicants that aligns closely with the evolution of house …