We examine the effect of urban agglomeration on access to mortgage credit using HMDA data from 1994 to 2008. Previous … liquidity in mortgage lending. Findings indicate that agglomeration economies increase mortgage origination rates and loan … coincides with the dramatic expansion of secondary mortgage markets and development of information technology, both of which …

implications of the COVID-19 pandemic for two fundamental aspects of territorial cohesion policy, namely urbanization and economic …