We study how consumers allocate debt across credit cards they already hold using new data on credit card activity for a representative sample of consumers with two homogeneous cards in Mexico. We find that relative prices are a very weak predictor of the allocation of debt, purchases, and...

This paper investigates how buyers allocate their spending among debit, credit, and prepaid cards. Using the 2012 Diary of Consumer Payment Choice, I show that consumers tend to concentrate the majority of their transactions and a large value of their transactions on a single type of card. The...

Changes in visitors’ spending habits that take place within a definite region can be applied to a model of the local economy to carry out any conversions to be linked with income. To put into action some tourism and banking strategies and practices, the domestic transactions carried out by...