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This paper investigates the impact of consumers' safety perception on debit card and cash usage. A conceptual framework of safety perception and payment behaviour is introduced and tested with 2008 consumer survey data. The results demonstrate that consumers' payment preferences for cash and...
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). Based on these results for the Netherlands, we conclude that debit card payments data are useful in modelling household …
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per transaction. This theoretic result resembles the current practice in the Netherlands where consumers pay no …
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