In private pre-funded retirement savings systems, workers can be compelled by regulation to make minimum contributions … to retirement accounts. We examine the impact of compulsory contributions into retirement savings (superannuation … the consumption of lower wealth individuals is severely constrained by compulsory savings, resulting in a sizeable welfare …

tested age pension in Australia. Superannuation savings benefit from concessional treatment in Australia's tax system by … more neutral and fair in both savings and drawdown phases. We conclude that a more coherent retirement tax and transfer … tax and transfer treatment of retirement savings should be aligned with the treatment of savings in general …

on the level of total household savings for renters. The effect is identified via a large panel of individual … period 1997 to 2005. Little substitutability was found between current mandatory labour market pension savings and private … voluntary savings. Each euro paid into mandatory labour market pension accounts results in a reduction in private savings of …

for respondents' intended retirement savings strategies. Based upon a unique May 2007 survey of over 2,400 participants in … theory. The paper concludes with implications for understanding the connection between savings behaviour and housing before …