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Natural Hazards Insurance in Europe ? Tailored Responses to Climate Change Needed

Schwarze, Reimund; Wagner, Gert G. - Institut für Finanzwissenschaft, Fakultät für … - 2009

This paper provides an overview on the existing systems of natural hazards insurance in Europe, their structural … system change are numerous, including failure to recognise the role of state guarantees in enabling private insurance markets …, mistaken legal objections against mandatory insurance, distributional conflicts between central and state governments and re …

Persistent link: https://www.econbiz.de/10005427661

The adequacy of life insurance: evidence from the health and retirement survey

Bernheim, B. Douglas; Forni, Lorenzo; Gokhale, Jagadeesh; … - Federal Reserve Bank of Cleveland - 1999

This study examines life insurance adequacy among married American couples approaching retirement based on the 1992 … Health and Retirement Survey with matched Social Security earnings histories. It evaluates each household's life insurance …

Persistent link: https://www.econbiz.de/10005428394

The impact of employer payments for health insurance and social security on the premium for education and earnings inequality

Little, Jane Sneddon - In: New England Economic Review (1995) May, pp. 25-40

employer-provided health insurance and employer payments for FICA taxes has contributed to the growth in observed and actual …

Persistent link: https://www.econbiz.de/10005428536

Medicaid

Little, Jane Sneddon - In: New England Economic Review (1991) Jan, pp. 27-50

Medicaid has become Massachusetts’ preeminent budget buster. The largest single program in the budget, it will most likely be the most important source of spending increases between FY 1991 and FY 1995. But Massachusetts is not alone. Medicaid is producing budgetary headaches all across the...

Persistent link: https://www.econbiz.de/10005428594

Risk Pooling, Commitment and Information: An experimental test of two fundamental assumptions

Barr, Abigail - The Field Experiments Website - 2003

This paper presents rigorous and direct tests of two assumptions relating to limited commitment and asymmetric information that underpin current models of risk pooling. A specially designed economic experiment involving 678 subjects across 23 Zimbabwean villages is used to solve the problems of...

Persistent link: https://www.econbiz.de/10005432545

Estimating the effects of risk transfer mechanisms against floods in Europe and U.S.A.: A dynamic panel approach

Raschky, Paul - Institut für Finanzwissenschaft, Fakultät für … - 2007

.3%-0.4%. Mandatory insurance regimes in Europe absorb the negative short-run effect of a flood, while the National Flood Insurance …

Persistent link: https://www.econbiz.de/10005432658

Insurance, Health, and the Utilization of Medical Services

Meer, Jonathan; Rosen, Harvey S. - Griswold Center for Economic Policy Studies, Department … - 2002

Most data sets indicate a positive correlation between having health insurance and good health, and between having … health insurance and utilizing health care services. Yet the direction of causality is not at all clear. If we observe a … positive correlation between the utilization of health care services and insurance status, we do not know if this is be …

Persistent link: https://www.econbiz.de/10005435951

How Can Regional Institutions Support Reforms to Domestic Financial Systems

Lamberte, Mario B. - Philippine Institute for Development Studies (PIDS), … - 2004

More recently, considerable attention has been given to financial regional integration and cooperation, which intensified in the wake of the East Asian financial crisis. Thus, a number of regional initiatives, such as development of regional bond market and credit rating agencies, among others,...

Persistent link: https://www.econbiz.de/10005439713

Deductible or Co-Insurance: Which is the Better Insurance Contract under Adverse Selection?

Breuer, Michael - Institut für Volkswirtschaftslehre, … - 2004

form of an insurance contract to impose partial insurance of the low risks. This paper contributes to the discussion on … optimal insurance. It analyzes two basic forms of insurance contracts: A contract with a deductible and a contract imposing a … positive co-insurance rate. Since high risks can always self-reveal themselves as high risks and buy the optimal insurance …

Persistent link: https://www.econbiz.de/10005566318

Prevention and Compensation of Muddy Flows: Some Economic Insights.

Spaeter, Sandrine; Cochard, François; Rozan, Anne - Bureau d'Économie Théorique et Appliquée (BETA), … - 2006

Recent surveys report the increasing number of muddy flows in many areas, and point out the fact that agricultural practices (among others) influence significantly the risk and severity of muddy flows. In this paper, we investigate the economic incentives that can be given to the farmer to adopt...

Persistent link: https://www.econbiz.de/10005570147