Subsistence livelihoods of agro-pastoralists are heavily dependent on vulnerable natural resources. These natural resources are exposed to a number of risks in the form of shocks, trends and seasonality. These risks are linked with environmental hazards. The Cholistan desert is divided into...

A sound banking industry is imperative to expand the other sectors as it advances loans to smoothly carry on their business. However, the banking sector these days is overburdened with voluminous Non-Performing Assets (NPAs), which influence not only the profitability and liquidity of the bank...