Our paper analyses the observed and desired labour supply by older workers and (recent) retirees in a country (Italy) with limited opportunities for flexible work schedules. To this purpose, we use a dataset drawn from the Bank of Italy’s Survey on Household Income and Wealth providing...

Human resources are a key factor in the restructuring of the Italian banking business model, leading to a rise in profitability and productivity. Cost reduction, new products and processes, a new distribution model will be incorporated in job policies that recognize the new scenario

The concept of “familiarity” has been used in financial economics to explain apparent paradoxes in people’s behavior, such as the home bias in portfolio choices. In this study, we investigate whether (lack of) familiarity with the language of investor communication may contribute to an...

A growing body of literature shows that nancial literacy aects household savings and investment choices. Less attention has, however, been devoted to its eect on debt behaviour. This paper contributes to lling this gap by considering how nancial literacy in uences household attitudes with...