Since the Internet’s inception its impact has been felt across the United States, but the distribution and adoption of the Internet has not necessarily been uniform geographically. As more consumers and businesses rely on the Internet to access information, the data transmission...

The employer-sponsored life insurance (ESLI) market is particularly susceptible to adverse selection due to community-rated premiums, guaranteed issue coverage, and the existence of a well-functioning individual market as a substitute. Using administrative payroll and healthcare claims data from...

We measure one aspect of how access to emergency care through ambulance services changes for patients when a hospital closes. We empirically estimate the time needed to transport a patient to an emergency department in an ambulance in the period immediately after the hospital closes. We find...

This study evaluated the county-level impact of equine sales and horse racing on business activity in six other industries. In Fayette County, Kentucky, the results suggested that equine activities substantially increase the number of establishments, payroll, and sales in the hospitality,...

The Truckee/Carson/Walker River watershed in northern Nevada is under an imminent threat of infestation by the New Zealand mud snail, an aquatic nuisance species with the potential to harm recreational fisheries. We combine a utility-theoretic system-demand model of recreational angling with a...

In this paper, we create a model of business startup decisions by utility maximizing individuals to determine the impact of county occupational license taxes on business startups. We utilize a unique dataset generated by the Kentucky Entrepreneurship Survey which allows us to observe personal...