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New bank formation in the U.S. has declined dramatically since the financial crisis, from well over 100 new banks per … low interest rates (which both depress banking profits) could also have played a role. We estimate a model of bank entry … decisions on data from 1976 to 2013 which indicates that at least 75% of the decline in new bank formation would have occurred …
Persistent link: https://www.econbiz.de/10013005483
The enforcement of new regulations has traditionally been the governments' strategy to respond to episodes of financial stability. That was the case in, for example, the United States after the market crash that detonated the 1930s “Great Depression”, with the Glass-Steagall Act, which...
Persistent link: https://www.econbiz.de/10013011786
systemically important banks. In this article, I survey the history of bank capital requirements and review the new capital rules …
Persistent link: https://www.econbiz.de/10012849901
of the art works on disclosure and bank transparency. It deals with questioning whether it is beneficial or not to …
Persistent link: https://www.econbiz.de/10012857565
Minimum capital regulations play a central role in banking regulation. Regulators require banks to maintain capital above a certain level in order to correct incentives to make excessively risky loans and investments. However, it has never been clear how regulators determine how high or low the...
Persistent link: https://www.econbiz.de/10013047651
Bank's (2013) database covering various aspects of bank regulation. Using multiple explorative factor analysis, we identify …
Persistent link: https://www.econbiz.de/10013053245
Despite revisions to bank capital standards, fundamental shortcomings remain: the rules for setting capital … system of capital regulation that addresses these needs by making changes to all three pillars of bank regulation: only …
Persistent link: https://www.econbiz.de/10013045939
This paper analyses banking governance by taking into account both company's interests and prudential regulation. The focus on European regulatory framework and Italian rules allows us to understand the peculiar role of financial intermediaries. This is the reason why this regulation is aimed to...
Persistent link: https://www.econbiz.de/10013047383
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