Presently, one of the most critical challenges for e-government and e-banking is the accurate and correct realization of factors that have a significant impact on customer behavior. Without appropriate knowledge of these factors, it would be impossible to predict the level of welcoming toward...

This paper seeks to contribute to the debate on the impact of the adoption of information technologies (ICT) in poverty reduction by understanding how the poor obtain, share and use ICT on their everyday life - what we call the informational lives of the poor. It identifies the opportunities and...