In this paper, we argue that the complexion of housing finance systems in OECD countries, both now and historically, has a significant bearing on a number of core housing-related indicators, including housing form, tenure composition, and urban development. Existing literature in the fields of...

Adequate credit availability for small businesses is an important public policy issue because small businesses are essential for employment and economic growth for the economy. The Gramm-Leach-Bliley Act of 1999 includes a provision that could potentially support financial institutions in the...