This article will show mobile banking and payments are evolutionary, not revolutionary. They allow conventional intermediated payments to be used in more situations by more people. Admittedly they appear revolutionary in the sense that they open up the provision of banking services by non-banks....

In the context of the development of e-commerce on the Internet, a lot of electronic payment systems have been set up in order to secure online payments. To understand the success of Internet payment systems it is necessary to analyze the strategies of e-commerce players: consumers, "cyber...