Purpose – Quantitative methods known as scoring models have been traditionally developed for credit granting decisions … using statistical procedures. The purpose of this paper is to develop a non‐parametric credit scoring model for micro … enterprises that are not maintaining balance sheets, and without having a track record of performance and other credit …

, despite its early adoption of the Basel II Accord, experienced severe credit losses during the global financial crisis. The … with its sole focus on credit risk after the transition period provided for Basel II Accord.  …

Purpose The purpose of this paper is to test whether diversification of credit portfolios across economic sectors leads … to improved profitability and reduced credit risks for Ghanaian banks that have been characterized by high non …’ profitability nor does it reduce banks’ credit risks. Research limitations/implications The study focuses on a single banking system …

on data from 1,340 commercial paper tenders conducted by 26 issuers between mid-2003 and mid-2011 to explore how credit … have a weaker credit rating, risk aversion is high and investor appetite for the issue is low. There is no term premium in … issue spreads. After March 2008, credit ratings have no influence on issue spreads, while the influence of risk aversion is …

Purpose - This study aims to examine the influence of internal and external factors on the credit risk (represented by …

competition? Has it led to more or less credit risk? In all or some countries? In this study, we examine the evolution of … competition (through market power and concentration) and credit risk (through non-performing loans) in 2005-2017 across all euro … core and periphery with respect to competition and credit risk, especially post-crisis, in spite of some partial …