what influences changes in savings behaviour. We identify a number of previously unidentified factors that are associated … with increased savings. We find that approximately 40% of the respondents in our survey would increase their retirement … savings when they receive a raise or they pay off all their debts. We propose these positive triggers be enhanced through …

until 2050. To quantify the effects on pensions, taxes and social contributions, we use an overlapping generations model …

We address the question of whether the heterogeneity in savings is partly due to differences in pension wealth across … heterogeneity in the mean savings offset depending on age, risk attitudes and country. Third, the offset follows different patterns …

applied to study welfare and savings implications of automatic enrolment into private pensions. The default option effect on … disproportionately low savings of individuals on low incomes and non-fungibility between public and private pension wealth. The model is … default scheme. Nevertheless, the impact of automatic enrolment on total savings is ambiguous in general, because in addition …

pensions and on a particular type of unfunded (PAYG) pension. Surprisingly little is known about the optimal split between … state the importance of PAYG pensions differs. We estimate how the optimal level of unfunded, state pensions depends on rate …