percent of their pension savings at age 55. We find a large and highly significant increase in individuals' bank account … interest rates in their retirement accounts by leaving a sizeable portion of their withdrawn savings in a low-interest accruing …

during good times and increase spending during bad times -- a cyclical matching rate on contributions to retirement savings … accounts. The combination of matching rates and matching limits on retirement savings plans creates sharp kinks in … bad aggregate states? I model an economy with liquid and illiquid savings accounts in which matching is suspended during …

the estimated displacement effect of pensions on private savings towards zero …This paper investigates the relationship between household saving and pensions, and estimates both the displacement … effect of pensions on private saving and the precautionary saving effect due to uncertainty in pension income. I estimate the …

I study the relationship between household saving and pensions, and estimate both the displacement effect of pensions …, the consumption function depends on expected pension benefits and pension risk. I estimate the savings equation implied by …. Exploiting exogenous variation due to pension fund performance, I show that savings decrease significantly with expected pension …

We evaluate retirement savings adequacy using a large panel of U.S. workers with a 401(k) account. We model medical …

pensions with personal pension plans strengthened the explanatory power of financial strength indicators. Exploiting a module …

Many retirees face dramatic erosion of their savings due to outdated government rules, says a new C.D. Howe Institute … report. In “Outliving Our Savings: Registered Retirement Income Funds Rules Need a Big Update,” authors Alexandre Laurin and … income funds (RRIFs) and similar accounts, to protect Canadians from outliving their savings …