This research aims to investigate the influence of bank capital, risk-based capital and bank capital buffers on the … behaviour of bank risk-taking by applying GMM on the data of US commercial banks ranges from 2002 to 2018. The findings show … that bank capital has a positive influence on total risk. However, risk-based capital and capital buffer have a negative …

This study investigates the relationship between bank capital and risk in the Indian banking sector. The sample … on capital with some bank-specific variables and regulatory pressure as control variables using generalised method of … moments (GMM) technique. The results reveal that bank risk, bank-specific variables and regulatory pressure are significantly …

. However, bank customers will only turn to the new business model of web-based financial intermediation if the economic …

markets and in areas that have fewer bank branches per capita. We also find that the portion of LendingClub loans increases in …

Bank deregulation in the form of the repeal of the Glass-Steagall Act facilitated the entry of non-bank lenders into … conventional view that regulatory arbitrage caused the rise of non-bank lenders. …

We build a financial intermediation model wherein bank and fintech intermediaries differ in their enforcement …, and (iii) bank-fintech partnerships. Fintech disruption enhances market competition and facilitates credit intermediation … to previously underserved borrowers, but crowds out bank-captive borrowers as banks experience low profitability and get …

Loan guarantees represent a form of government intervention to support bank lending. However, their use raises concerns … as to their effect on bank risk-taking incentives. In a model of financial fragility that incorporates bank capital and a … bank incentive problem, we show that loan guarantees reduce depositor runs and improve bank underwriting standards, except …

empirical support. We conclude that bank equity is not socially expensive, and that high leverage at the levels allowed, for …

performance ratios due to increased leverage imply increased solvency risk for banks. The effect of the liquidity ratio on bank … activity or recapitalizations are likely to adversely affect bank profitability during a stress period. Our findings provide …