To sustain growth in an aging economy, it is important to ease the financing of small firms by bank loans. Using bank …

examination of credit files of five leading German banks, thus relying on information actually used in the process of bank credit … decision-making and contract design. In particular, bank internal borrower ratings serve to evaluate borrower quality, and the … bank's own assessment of its housebank status serves to identify information-intensive relationships. Additionally, we used …

contained in the June bank Call Reports, we find that small commercial and industrial (C&I) loans add value to community banks …

It is well recognized that relationship banking helps to relieve the credit constraints faced by SMEs to access bank … social capital factors, and the styleof the bank-borrowerrelationship. Along with bank, firm, and market factors, trust …

A puzzling but consistent result in the empirical literature on banking is that firms with close bank ties do not grow … faster than bank-independent firms. In this paper, we reconsider the link between relationship lending and firms' growth … and health status. We explore the influence of long-lasting bank relationships on employment and asset growth of a large …

The theoretical literature has identified potential benefits and costs of close bank-firm relationships for both …

We conduct face-to-face interviews with bank CEOs to classify 397 banks across 21 countries as either relationship or …