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Unemployment insurance savings accounts in Latin America : overview and assessment

Ferrer, Ana M.; Riddell, William Craig - 2011

The unemployment protection systems that exist in most Latin American economies are generally considered inadequate in terms of providing insurance to workers. They may also encourage stratified labor markets and impose barriers to the employee’s mobility and the firm's adjustment to changing...

Persistent link: https://www.econbiz.de/10009234512

A dynamic analysis of the demand for health insurance and health care

Bolhaar, Jonneke; Lindeboom, Maarten; Klaauw, Bas van der - 2008

We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates of the health care utilization models indicate...

Persistent link: https://www.econbiz.de/10011377059

Incentive contracts and efficient unemployment benefits in a globalized world

Helm, Carsten; Demougin, Dominique - 2012

Several European countries have reformed their labor market institutions. Incentive effects of unemployment benefits have been an important aspect of these reforms. We analyze this issue in a principal-agent model, focusing on unemployment levels and labor productivity. In our model, a higher...

Persistent link: https://www.econbiz.de/10009697870

Lessons from the American Federal-State unemployment insurance system for a European unemployment benefits system

O'Leary, Christopher J.; Barnow, Burt S. - 2016

The federal-state system of unemployment insurance (UI) in the United States was established by the Social Security Act of 1935 during the Great Depression. Under the program, states provide temporary partial wage replacement to involuntarily unemployed workers with significant labor force...

Persistent link: https://www.econbiz.de/10011554136

Active social insurance

Røed, Knut - In: IZA journal of labor policy 1 (2012), pp. 1-22

The paper argues that a comprehensive activation strategy is called for – in both unemployment and disability insurance – to minimize the conflict between income insurance and work incentives and to prevent the economic crisis from causing a long-lasting decline in labor force participation....

Persistent link: https://www.econbiz.de/10009687326

Is there always a trade-off between insurance and incentives? : the case of unemployment with subsistence constraints

Mesén Vargas, Juliana; Van der Linden, Bruno - 2018

This article analyzes the behavioral effects of unemployment benefits (UB) and it characterizes their optimal level when jobless people, who can carry out a subsistence activity, only survive if they have access to a minimum consumption level. Our model shows that if the level of UB is low...

Persistent link: https://www.econbiz.de/10011847539

Is there always a trade-off between insurance and incentives? : the case of unemployment with subsistence constraints

Mesén Vargas, Juliana; Van der Linden, Bruno - 2017

This article analyzes the behavioral effects of unemployment benefits (UB) and it characterizes their optimal level when jobless people only survive if they have access to a minimum or subsistence consumption level in each period. To survive when the level of UB is very low, they carry out a...

Persistent link: https://www.econbiz.de/10011732093

Moral hazard among the sick and unemployed: Evidence from a Swedish social insurance reform

Larsson, Laura; Runeson, Caroline - 2007

This paper looks at a specific type of moral hazard that arises in the interplay between two large public insurance systems in Sweden, namely the sickness insurance (SI) and the unemployment insurance (UI). Moral hazard can arise from the benefit size structure as for some unemployed persons,...

Persistent link: https://www.econbiz.de/10010317946

Ein funktionstüchtiges System privater Arbeitslosenversicherung

Glismann, Hans H.; Schrader, Klaus - Institut für Weltwirtschaft (IfW) - 2001

Es wird untersucht, wie ein System privater Versicherungen gegen das Risiko der Arbeitslosigkeit beschaffen sein sollte … Verminderung von Arbeitslosigkeit gibt. Für die Arbeitnehmer wird ein Modell zur Bestimmung des individuellen Risikos und der … darauf basierenden individuellen Prämien bei alternativen Leistungen der Arbeitslosenversicherung entworfen. Für die Seite …

Persistent link: https://www.econbiz.de/10005755190

Hiring and Firing Costs, Adverse Selection, and Long-Term Unemployment

Kugler, Adriana D.; Saint-Paul, Gilles - 2000

In this paper, we present a matching model with adverse selection that explains why flows into and out of unemployment are much lower in Europe compared to North America, while employment-to-employment flows are similar in the two continents. In the model, firms use discretion in terms of whom...

Persistent link: https://www.econbiz.de/10014161382