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Diversity in Financial Planning : Race, Gender, and the Likelihood to Trust a Financial Planner

Reiter, Miranda; Seay, Martin; Loving, Ajamu C. - 2022

This study used an experiment to investigate the association between race, gender, and trust as it relates to working … financial planner's race was related to the level of trustworthiness perceived by a respondent. However, respondents were more …

Persistent link: https://www.econbiz.de/10014351646

Who Receives a Mortgage Modification? Race and Income Differentials in Loan Workouts

Collins, J. Michael - 2011

Loan modifications offer one strategy to prevent mortgage foreclosures by lowering interest rates, extending loan terms and/or reducing principal balance owed. Yet modifications are largely at the discretion of loan servicers and not as systematically transparent as loan application approvals...

Persistent link: https://www.econbiz.de/10013131319

Updating the Racial Wealth Gap

Thompson, Jeffrey P. - 2017

Using newly available data from the Survey of Consumer Finances, this paper updates and extends the literature exploring the racial wealth gap. We examine several hypotheses proposed by previous researchers, including the importance of inherited wealth and other family support and that of trends...

Persistent link: https://www.econbiz.de/10012943316

Racial wealth disparities : reconsidering the roles of human capital and inheritance

Sabelhaus, John; Thompson, Jeffrey P. - 2022 - This version: September 2021

wealth by race, namely differences in earnings (education/human capital) and intergenerational transfers in the form of …

Persistent link: https://www.econbiz.de/10012818818

Racial Discrimination in the Auto Loan Market

Butler, Alexander W. - 2020

We provide evidence of discrimination in auto lending. Combining credit bureau records with borrower characteristics, we find that Black and Hispanic applicants' loan approval rates are 1.5 percentage points lower, even controlling for creditworthiness. In aggregate, discrimination crowds out...

Persistent link: https://www.econbiz.de/10012850649

Does Student Loan Debt Contribute to Racial Wealth Gaps? A Decomposition Analysis

Kakar, Venoo - 2020

There is evidence of a large and growing student debt burden over the last decade. Previous research has shown that the presence of student debt jeopardized the short-term financial wealth of U.S. households during the Great Recession. We examine the effects of student loan use on the wealth of...

Persistent link: https://www.econbiz.de/10012853194

Racial Disparities in Debt Collection

LaVoice, Jessica - 2019

institutions …

Persistent link: https://www.econbiz.de/10012861740

Leverage, Monopsony, and the Racial Wealth Gap : A Dynamic Model

de Souza White, Joey - 2023

inelastic labor supply, monopsony-employers can use race to infer workers' labor supply elasticity via their househould inter …

Persistent link: https://www.econbiz.de/10014255063

Race and the social sciences

Katz, Irwin (ed.); Gurin, Patricia (contributor) - 1969

Persistent link: https://www.econbiz.de/10000570047

Institutions and economic growth : the role of financial inclusion, public spending on education and the military

Jungo, João - In: Review of economics and political science : REPS 9 (2024) 3, pp. 298-315

Purpose The paper aims to investigate the relationship between institutions and economic growth in developing countries … implications The study calls for strengthening institutions so that the financial system supports economic growth and suggests … institutions and economic growth by considering the role of financial inclusion, public spending on education and military spending …

Persistent link: https://www.econbiz.de/10014581368