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The return to retail and the performance of US banks
Hirtle, Beverly J. (contributor);  … - 2005
The U.S. banking industry is experiencing a renewed focus on retail banking, a trend often attributed to the stability … find that an increased focus on retail banking across U.S. banks is linked to significantly lower equity market and … accounting returns for all banks but lower volatility for only the largest banking companies. We conclude that retail banking may …
Persistent link: https://www.econbiz.de/10003228315
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Modelling and measuring business risk and the resiliency of retail banks
Chaffai, Mohamed E.; Dietsch, Michel - 2013
The recent banking crisis has revealed the existence of strong resiliency factors in the retail banking business model … retail banking business model. Our results verify a low level of business risk in retail banking, thus confirming the …
Persistent link: https://www.econbiz.de/10010192816
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Modelling Italian Bank Retail Interest Rates Under an Error Correction Framework : Implications for Banking Risk Management
Curcio, Domenico - 2011
in the banking book. The repricing gap model, the most popular approach to measure this kind of risk, is based on a … to study the interest rate pass-through for the Italian banking system, with specific regard to the retail bank interest …
Persistent link: https://www.econbiz.de/10013131052
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Financial Constraints of Private Firms and Bank Lending Behavior
Behr, Patrick - 2015
We investigate whether and how financial constraints of private firms depend on bank lending behavior. Bank lending behavior, especially its scale, scope and timing, is largely driven by bank business models which differ between privately owned and state-owned banks. Using a unique dataset on...
Persistent link: https://www.econbiz.de/10013038432
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The Cross Section of Bank Value
Egan, Mark - 2018
We study the determinants of value creation in the cross section of U.S. commercial banks. We develop novel measures of individual bank's productivities at collecting deposits and making loans. We relate these measures to bank market values and find that variation in deposit productivity...
Persistent link: https://www.econbiz.de/10012934415
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ALM practices, multiple uncertainty and monopolistic behavior: A microeconomic study of banking decisions
Ruiz-Porras, Antonio - Volkswirtschaftliche Fakultät, … - 2011
-Liability-Management (ALM) banking model shows that compromise solutions are necessary to deal with the tradeoffs between liquidity management …
Persistent link: https://www.econbiz.de/10009251538
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ALM practices, multiple uncertainties and monopolistic behavior: A microeconomic study of banking decisions
Ruiz-Porras, Antonio - In: EconoQuantum, Revista de Economia y Negocios 8 (2011) 2, pp. 163-181
Estudiamos las decisiones tomadas por un banco monopolico para alcanzar objetivos de administracion de riesgos y de rentabilidad. El banco enfrenta riesgos de liquidez y solvencia porque los prestamos pueden no ser pagados y porque pueden ocurrir inesperados retiros de depositos. El modelo...
Persistent link: https://www.econbiz.de/10010897763
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Securitization and Bank Performance : Some Empirical Evidence on US Commercial Banks
Sarkisyan, Anna - 2010
By using securitization, a bank is able to lower its cost of funding, improve risk management and increase profitability.The key to the realization of the potential benefits of securitization lies in the quality of the underlying receivables, which, in turn, is directly related to the...
Persistent link: https://www.econbiz.de/10013143638
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The SSM at 1
Laeven, Luc; Draghi, Mario; Dombret, Andreas R.; … - SUERF - The European Money and Finance Forum; Deutsche …; … - 2016
On 3 December EY hosted a SUERF conference on banking reform with Sir Howard Davies, the Chairman of RBS, and Dame … Colette Bowe, the Chairman of the Banking Standards Board, as the two keynote speakers. Professor David Miles (Imperial … College) gave the SUERF 2015 Annual Lecture on Capital and Banks. The conference focused on core aspects of banking reform …
Persistent link: https://www.econbiz.de/10011557140
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Bank Earnings Forecasts, Risk and the Crisis
Anolli, Mario - 2012
This paper explores the ability of financial analysts to gauge the risk taken by banks and investigates the impact of the recent financial crisis. Using a sample of 36,343 analyst forecasts issued for 411 European banks over 2003-2009 we find that analyst forecasts are influenced by risk, the...
Persistent link: https://www.econbiz.de/10013113856