evidence that CFPB oversight significantly reduces the overall volume of mortgage lending. However, we find some evidence of …

We study how intermediaries-mortgage servicers-shaped the implementation of mortgage forbearance during the COVID-19 … increased mortgage nonpayment but also reduced delinquencies outside of forbearance. Part of the liquidity from forbearance was …

these measures comes at a time when housing supply and mortgage lending are at historically low levels. In this paper we use … for house prices and key activity variables in the mortgage market. …

facilitate mortgage access to minorities. Alternatively, lenders could have unfairly forced borrowers from minority areas into …

other dimensions, including the percentage of high LTV GSE loans they insured and the percentage of insured mortgage balance …Many mortgage reform proposals suggest replacing Fannie Mae and Freddie Mac (the GSEs) with private entities. A common … during the 2000-2006 housing boom than the GSEs did. Mortgage origination data reveal that the GSEs were selecting loans with …

mortgage crisis, which, in contrast to the preceding housing boom, was not accompanied by a rise in homeownership rates. Using …

BoC established the Canada Mortgage Bond Purchase Program (CMBP) on March 16, 2020. Through the CMBP, the BoC purchased … Canada Mortgage Bonds (CMBs) from primary dealers on the secondary market, holding the CMBs on its balance sheet. The bank … "support the functioning of the CMB market and the ability of financial institutions to finance mortgage lending to Canadian …

In response to the Global Financial Crisis (2007–2009), financial institutions exposed to the subprime mortgage market …

In the years preceding the Great Depression (1929–1933), home prices and outstanding mortgage debt grew substantially … private institutions that specialized in home mortgage loans, including savings and loan associations, mutual savings banks …

We discover that social capital is associated with higher mortgage approval rates, shorter screening times, longer … instrumental variables and propensity score matching. Consistent with social capital shaping mortgage credit by enhancing …