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. While microfinance is supposed to address this problem through the promotion of viable businesses, it has not been very … microfinance institutions (MFIs), there have been very few that look at market conditions as an input into the success of micro …
Persistent link: https://www.econbiz.de/10011848150
Although one of the primary objectives of microfinance has been the reduction of poverty through the provision of … microfinance, there may be an indirect positive impact through the effect of microcredit availability on families’ decisions to … availability on education expenditures for children of clients of a South Indian microfinance institution. I first look at some …
Persistent link: https://www.econbiz.de/10011848456
Financial inclusion and financial literacy are receiving increasing attention for their potential to contribute to economic and financial development while fostering more inclusive growth and greater income equality. In general, the progress of financial inclusion and financial development in...
Persistent link: https://www.econbiz.de/10011913480
This paper considers the possibility of mission drift in microfinance; a situation where Microfinance Institutions … examines whether microfinance institutions in Uganda follow a developmental objective by expanding their access to poorer …
Persistent link: https://www.econbiz.de/10011448120
governing the microfinance sector and client protection is also crucial for improving financial inclusion in Sri Lanka. Much …
Persistent link: https://www.econbiz.de/10010433496
We provide evidence on the growth patterns of microfinance clients. Our analysis is motivated by the debate on the … impact of microfinance on client income and growth. Based on loan-level data from close to 40,000 clients in Sub … our results provide econometric support for the largely anecdotal evidence presented by microfinance practitioners that …
Persistent link: https://www.econbiz.de/10010339390
We study the effects of competition on loan rates and portfolio-at-risk in microcredit markets using a new database from rating agencies, covering 379 microbanks located in 67 countries between 2002 and 2008. Our study reveals different competitive effects in nonprofit and for-profit microbanks....
Persistent link: https://www.econbiz.de/10009491676
though they relax financing constraints. We relate this insight to the limited success of group-based microfinance in … loans ; social ties ; altruism ; peer-to-peer lending ; small business ; entrepreneurial finance ; microfinance ; missing …
Persistent link: https://www.econbiz.de/10009737925
Förderbanken sehen sich verändernden Marktbedingungen mit niedrigen Zinssätzen, schnellem technologischen Wandel und einem erhöhten Interesse an Impact-Investitionen gegenüber. Dieses Umfeld stellt traditionelle Prozesse und Geschäftsmodelle in Frage, birgt aber auch eine Chance, neue und...
Persistent link: https://www.econbiz.de/10012940074
We study repayment and delinquency in an innovative loan contract that offers borrowers a wide range of flexibility. Using a large administrative dataset, we perform unsupervised pattern analysis to study how borrowers repay within the framework of this loan. We identify eight clusters that can...
Persistent link: https://www.econbiz.de/10012257293