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Online peer to peer lending (P2P) - allows people who want to borrow money to submit their applications on the platform and individual investors can make bids on the loan listings. The quality of information in credit appraisal becomes paramount in this market. The existing research to assess...
Persistent link: https://www.econbiz.de/10011896396
Digital technologies are rapidly making inroads into all realms of human life and the microfinance sector is one such … inclusion. This paper explores how these mechanisms - innovation, inclusion and efficiency - have been integral to microfinance … operations in the past, and how innovations in digital technology may be yet another opportunity for microfinance institutions to …
Persistent link: https://www.econbiz.de/10011919386
We review the empirical evidence on the impact of microcredit on poverty in Bangladesh. Drawing on evidence from seven empirical studies with 306 estimates, we examine the impact of microcredit on three proxies of poverty - income, assets and consumption/expenditure. After addressing issues of...
Persistent link: https://www.econbiz.de/10011402975
We examine the effects of a mandated credit program to small and medium enterprises in the Philippines (Magna Carta Law) using a panel dataset compiled from official data published by the Bangko Sentral ng Pilipinas. The final sample of 109 financial institutions represented over 90% of total...
Persistent link: https://www.econbiz.de/10011386728
Microfinance institutions, despite the presence of competition and informational asymmetries, typically offer a limited … consequences in terms of strategic interaction and borrower welfare. We model an oligopolistic market in which Microfinance …
Persistent link: https://www.econbiz.de/10010336175
In developing and transition economies, microlending has become an effective instrument for providing micro businesses with the necessary financial resources to launch operations. In the industrialized countries, with their highly developed banking systems, however, there has been ongoing debate...
Persistent link: https://www.econbiz.de/10003858721
This paper presents an in-depth analysis of developments in the microfinance sector before and after the Lehman … developing countries. The findings indicate that microfinance has been part of the same credit boom observed in the traditional … capital. This raises the question whether the crisis resilience the microfinance sector has shown in the past remains a …
Persistent link: https://www.econbiz.de/10008758753
The provision of business training with microfinance leads to a positive impact on assets for the participating … matching, using data from the Self Help Group microfinance program in India. -- India ; microfinance ; business training …
Persistent link: https://www.econbiz.de/10008759511
We investigate if participation in Indian Self Help Group microfinance program (SHG) results in reducing vulnerability … be robust using sensitivity analysis and Rosenbaum bounds method. -- Microfinance ; Vulnerability ; Poverty ; Self Help …
Persistent link: https://www.econbiz.de/10008759521
the first studies of the impact of 'microfinance plus', or the disbursement of services beyond credit. Indian SHGs are … mainly NGO-formed microfinance groups but funded by commercial banks. We correct for membership selection bias with data on … on these estimates. -- India ; microfinance ; training ; impact studies ; Self Help Groups …
Persistent link: https://www.econbiz.de/10008759530