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This study investigates the implications of cross-country differences in banking regulation and supervision for the … subsidiaries in countries with weaker regulation and supervision and that such location decisions are associated with elevated BHC … role in these location choices and risk outcomes. Overall, our study suggests that U.S. banking organizations engage in …
Persistent link: https://www.econbiz.de/10011623274
We utilize the introduction of a mobile payment technology by the largest bank in Singapore in 2017 to study how mobile payment technology reshapes economic activities and stimulates business creation. After the introduction, business-to-consumer industries witnessed a higher growth rate of...
Persistent link: https://www.econbiz.de/10012839256
services has increased. Both banks and microfinance institutions have contributed to higher intensity. A recent study shows …
Persistent link: https://www.econbiz.de/10011688644
will be mergers between savings and commercial banks. -- branch deregulation ; mergers ; optimal behavior ; Spanish banking …
Persistent link: https://www.econbiz.de/10009355559
Our research as well as that by other authors has found scale economies at all sizes of banks and the largest scale economies at the largest banks – that is, larger banks are able to provide products at lower average cost than smaller banks. While the earlier literature found that scale...
Persistent link: https://www.econbiz.de/10011416928
deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … tries to shed some light on the historical development and current state of bank regulation in Germany. In so doing, it … tries to embed the analysis of bank regulation in a more general industrial organization framework. For every regulated …
Persistent link: https://www.econbiz.de/10009765356
We exploit the introduction of free banking laws in US states during the 1837-1863 period to examine the impact of … find that the introduction of free banking laws stimulated the creation of new banks and led to more bank failures. Our … empirical evidence indicates that states adopting free banking laws experienced an increase in output per capita compared to the …
Persistent link: https://www.econbiz.de/10010227307
makes banking inefficient. Better capitalized banks suffer fewer distortions in lending decisions and would perform better … challenges are addressed, capital regulation can be a powerful tool for enhancing the role of banks in the economy. …
Persistent link: https://www.econbiz.de/10010203632
On 3 December EY hosted a SUERF conference on banking reform with Sir Howard Davies, the Chairman of RBS, and Dame … Colette Bowe, the Chairman of the Banking Standards Board, as the two keynote speakers. Professor David Miles (Imperial … College) gave the SUERF 2015 Annual Lecture on Capital and Banks. The conference focused on core aspects of banking reform …
Persistent link: https://www.econbiz.de/10011554963
interstate banking deregulation lowered barriers to entry into urban banking markets and find that greater competition …
Persistent link: https://www.econbiz.de/10011559788