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In Romania, as in many Central and Eastern Europe countries, during the communist regime all the banks were owned by the state and their activities were circumscribed by rigid norms. After the communist regime had fallen, the state owned banks had to adapt to a competitive environment. The...
Persistent link: https://www.econbiz.de/10013099045
Indian banking sector is growing rapidly and is expected to enjoy even better growth opportunities in the evolving … future. Retail banking has always been prevalent in various forms ever since the evolution of banking. Retail lending in … of India. India's retail-banking assets size is expected to grow at the rate of 18% a year over the next four years (2006 …
Persistent link: https://www.econbiz.de/10013101489
The Italian and German banking systems shared similar characteristics early in the 1990s but have evolved in different …
Persistent link: https://www.econbiz.de/10012989262
The Italian and German banking systems shared similar characteristics early in the 1990s but have evolved in different …
Persistent link: https://www.econbiz.de/10013149804
The effect of lenders' information sharing on the volume of credit is ambiguous in theory and underexplored empirically. Departing from the scant existing literature, which draws on country-level aggregate data, we study the impact of information sharing on the volume of private credit by...
Persistent link: https://www.econbiz.de/10013114677
By adopting a difference-in-differences specification combined with propensity score matching, we provide evidence using the microdata of German banks that stateowned savings banks have lent less than credit cooperatives during the COVID-19 crisis. In particular, the weaker lending effects of...
Persistent link: https://www.econbiz.de/10012814384
We document a strong political cycle in bank credit and industry outcomes in Turkey. In line with theories of tactical redistribution, state-owned banks systematically adjust their lending around local elections compared with private banks in the same province based on electoral competition and...
Persistent link: https://www.econbiz.de/10012428972
This study examines whether state-owned banks face political pressure and whether the improvement in political institutions alleviates this pressure. The theory of political benefits argues that politicians use state-owned banks for political purposes such as obtaining and maintaining political...
Persistent link: https://www.econbiz.de/10011895721
By adopting a difference-in-differences specification combined with propensity score matching, I provide evidence using the microdata of German banks that stateowned savings banks have lent less than credit cooperatives during the COVID-19 crisis. In particular, the weaker lending effects of...
Persistent link: https://www.econbiz.de/10013427787
Persistent link: https://www.econbiz.de/10014511620