The big banks in Brazil shows excellent results at different macroeconomic contexts. In environments of business expansion, they expand its financial intermediation results, mainly through credit operations. In recession times, in turn, they expand their operations with government bonds as well...

In Ireland, there was a bank strike that led to a complete shut-down of the main part of the banking system from May to November 1970. The effects of this strike were surprisingly limited. This had led some observers to conclude that trade credit can easily substitute for bank deposits as a...

We study the existence of a monetary policy transmission mechanism through banks in Colombia, using monthly banks’ balance sheet data for the period 1996:4 – 2012:12. We obtain results which are consistent with the basic postulates of the bank lending channel (and the risk-taking channel)...

Although nominal interest rates are constrained by the zero lower bound (ZLB), Central Banks can increase the monetary base (M0), e.g. by Quantitative Easing (QE). But the link, money multiplier, between M0 and the wider monetary aggregates has collapsed. Although QE was, nevertheless,...

In a banking environment such as Romania's, constantly changing and subject to the pressure of a fierce competition, all the attention of the banks management teams is oriented towards the costs and their possible reduction in regard to maximizing the profit. In our opinion the main challenge...

El artículo estudia el efecto de la disciplina de mercado desde el lado de los activos en México, si los prestatarios pagan tasas de interés más altas (mecanismo basado en precio) a bancos de alta calidad, y consecuentemente, si los prestatarios disciplinan sus bancos. Los prestatarios...

The objective of future Basel III regulations is to improve the capacity of the banking sector to absorb economic and financial shocks, from whatever source, while reducing the risk of contagion in the financial sector to the real economy. One of the main reasons that the economic and financial...

The integration of Romania in the European Union has determined serious implicationson economy and on the national banking system that had to cope with the pressure of a competitive market having higher and higher demands from customers who ask for much more complex products and banking...

The role of the bank branches will evolve differently in the coming years. The European banks predict that the number of with councilors will increase significantly. However the sales volume performed by branches will decrease while a part of these sales are taken by alternative channels. As a...

This paper explores the basic question of whose monetary policy matters for banks' international lending. In the international context, monetary policies from several countries could come into play: the lender's, the borrower's, and that of a third country, the issuer of the currency in which...