independent supervision of these regulators translates into a more prudential credit decision and a lower bank risk during the …

The 2008 financial crisis exposed a longstanding problem in financial regulation: traditional regulatory strategies … regulation was a key driver of the housing bubble in the mid-2000s and the massive credit crunch that followed. To combat this … together, these reforms are critical to making countercyclical financial regulation work and creating a more stable and …

The failure on the part of Banks to enforce rigorous self regulation has precipitated a deep and prolonged global … recession. This book provides a comprehensive review of principles, institutions and experience of financial regulation, to help …

, complementing various other European integration efforts following the Second World War. Financial regulatory and supervisory … 2007, and especially in the euro area after 2010. That crisis triggered major changes to European financial regulation and …

We evaluate the impact of mortgage regulation on credit volumes, household balance sheets and the reaction to adverse … illustrate this further by documenting that households affected by the regulation are more likely to sell their home when …