Purpose: This paper analysed the effects of bank's risk on capital buffer in Namibia, in the absence of the consensus … affects capital buffers in the long run. Furthermore, return on assets and liquidity negatively affects capital buffers in … both the short and long run. On the contrary, bank size in form of log of total loans positively affects capital buffers in …

on bank capital-to-assets ratios and on the degree of interest rate stickiness. Bank balance-sheet constraints establish … a link between the business cycle, which affects bank profits and thus capital, and the supply and cost of loans. The … area, while macroeconomic shocks played a limited role. Third, an unexpected destruction of bank capital has a substantial …