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A survey of housing equity withdrawal and injection in Australia

Schwartz, Carl; Hampton, Tim; Lewis, Christine; Norman, … - 2006

Persistent link: https://www.econbiz.de/10003365322

House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis

Mian, Atif R. - 2010

Using individual-level data on homeowner debt and defaults from 1997 to 2008, we show that borrowing against the increase in home equity by existing homeowners is responsible for a significant fraction of both the sharp rise in U.S. household leverage from 2002 to 2006 and the increase in...

Persistent link: https://www.econbiz.de/10013151131

House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis

Mian, Atif R. - 2010

Using individual-level data on homeowner debt and defaults from 1997 to 2008, we show that borrowing against the increase in home equity by existing homeowners is responsible for a significant fraction of both the rise in U.S. household leverage from 2002 to 2006 and the increase in defaults...

Persistent link: https://www.econbiz.de/10013152833

Houses as Atms? Mortgage Refinancing and Macroeconomic Uncertainty

Chen, Hui - 2016

leverage, precautionary saving in liquid assets and illiquid home equity, debt repayment, mortgage refinancing, and default …

Persistent link: https://www.econbiz.de/10013007166

Houses as ATMs? Mortgage Refinancing and Macroeconomic Uncertainty

Chen, Hui - 2020

Mortgage refinancing activity associated with extraction of home equity contains a strongly counter-cyclical component … consistent with household demand for liquidity. We estimate a structural model of liquidity management featuring counter … empirically evaluate its predictions for the households' choices of leverage, liquid assets, and mortgage refinancing using micro …

Persistent link: https://www.econbiz.de/10012857299