Showing 71 - 80 of 708,661
, make the case that financial stability regulation – which aims to prevent such crises – should be conceptualized as a … vitally important, albeit indirect, form of consumer protection and investor protection regulation …
Persistent link: https://www.econbiz.de/10012963688
This study examines the impact of strengthening bank capital supervision on bank behavior in the incomplete and complete enforcement of regulations. In a dynamic model of banks facing idiosyncratic shocks, banks accumulate regulatory capital and decrease charter value and lending in the short...
Persistent link: https://www.econbiz.de/10012835563
The new European Union (EU) data protection law - General Data Protection Regulation (GDPR) that is enforceable on all … individuals should follow due procedures in regard to safe data handling and storage. This regulation is forcing all countries …
Persistent link: https://www.econbiz.de/10012838926
sets out an enforcement toolkit for data protection, guided by the paradigm of responsive regulation (that also employs ex …
Persistent link: https://www.econbiz.de/10012839740
Regulation consists of rulemaking and enforcement. Economic theory offers two complementary rationales for regulating … and efficiency across society as a whole. Agency-cost theory recognizes that incentive conflicts and coordination problems … arise in multi- party relationships and that regulation introduces opportunities to impose rules that enhance the welfare of …
Persistent link: https://www.econbiz.de/10012774887
This article explores a recent development at the intersection of administrative law and financial regulation: the … rise to a distinct new form of policymaking, “regulation by settlement,” which has significant implications for both areas … of the law.Regulation by settlement has two defining features. First, by pursuing settlements that target certain areas …
Persistent link: https://www.econbiz.de/10012958531
the effects of banking regulation on macroeconomic dynamics. In particular, we study the overall credit exposure and the … overall exposure for banking stability, even if both features are very important. We show that a too tight regulation is …
Persistent link: https://www.econbiz.de/10012905161
appropriate to me. His explanations of the pathologies in financial regulation should fall in the category of essential or …
Persistent link: https://www.econbiz.de/10012896643
Inadequate regulation of the financial system is widely thought to have contributed to the financial crisis. The … purpose of the book is to articulate a framework within which financial regulation can be analysed in a coherent and … regulation is best understood in the context of an appreciation of the entire financial system. Third it is international and …
Persistent link: https://www.econbiz.de/10012937668
In this paper, we empirically estimate the costs of delay in the FDIC's closures of 433 commercial banks between 2007 and 2014 based upon a counterfactual closure regime. We find that the costs of delay could have been as high as $18.5 billion, or 37% of the FDIC's estimated costs of closure of...
Persistent link: https://www.econbiz.de/10012970582