, weaker restrictions may be a more effective means of changing behavior. We test this using a school-based commitment savings … which savings are available for cash withdrawal but intended for educational expenses. The weaker commitment generates … increased savings in the program accounts and when combined with a parent outreach program, higher expenditures on educational …

High transaction and contracting costs are often thought to create credit and savings market failures in developing … improved "technology" for managing informal, collaborative village-based savings groups. Such groups allow, in theory, for more … efficient and lower-cost loans and informal savings, and in practice have been scaled up by international non …

women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings …-oriented durables goods purchased in the household. -- Savings ; microfinance ; female empowerment ; household decision making …