Showing 171 - 180 of 50,262
Much of the focus of the UK pensions policy debate over the past decade has been on the adequacy (or otherwise) of private retirement saving. In this paper, we present the first assessment of the optimality of the retirement resources of English couple households born in the 1940s. Here,...
Persistent link: https://www.econbiz.de/10010402537
We use unique data characterizing individual savings for twins and non-twins in urban China to examine why the savings … inter-generational co-residence masks the true life-cycle patterns of individual savings in standard Chinese household data … sets, which are aggregated at the household level. Moreover, we show that to understand life-cycle savings behavior it is …
Persistent link: https://www.econbiz.de/10010369071
We use unique data characterizing individual savings for twins and non-twins in urban China to examine why the savings … inter-generational co-residence masks the true life-cycle patterns of individual savings in standard Chinese household data … sets, which are aggregated at the household level. Moreover, we show that to understand life-cycle savings behavior it is …
Persistent link: https://www.econbiz.de/10013055636
the potential roles of digital savings and access to digital credit in serving as transmission channels in the link … but not the elderly. Digital savings and access to digital credit serve as important channels through which FinTech …
Persistent link: https://www.econbiz.de/10013290156
This paper examines the relationship between household structures, the institutions that shape them and physical and human capital accumulation using household and individual data from China, Indonesia, Côte d’Ivoire and Ghana. Household structures differ greatly across countries and are very...
Persistent link: https://www.econbiz.de/10012444835
We use unique data characterizing individual Savings for twins and non-twins in urban China to examine why the savings … inter-generational co-residence masks the true life-cycle patterns of individual savings in standard Chinese household data … sets, which are aggregated at the household level. Moreover, we show that to understand life-cycle Savings behavior it is …
Persistent link: https://www.econbiz.de/10010908068
whether payments are only made at the time of death or savings are accumulated by the group based on premiums paid ex … show numerically that a contract with savings makes higher demands on enforceability, leading to less cohesive groups … finding it in their interest to choose the contract without savings and that coalition-proofness is a necessary condition for …
Persistent link: https://www.econbiz.de/10004970298
Much of the focus of the UK pensions policy debate over the past decade has been on the adequacy (or otherwise) of private retirement saving. In this paper, we present the first assessment of the optimality of the retirement resources of English couple households born in the 1940s. Here,...
Persistent link: https://www.econbiz.de/10011335622
Using a model where households can save in either a safe asset or in an illiquid, tax-advantaged pension, we assess the extent to which those who recently reached the state pension age in the UK have saved optimally for retirement. The policy environment specified closely matches that prevailing...
Persistent link: https://www.econbiz.de/10011335629
Whether higher lifetime income households do save a larger share of their income is one of the longstanding empirical questions in economics that has been surprisingly difficult to answer. We use both consumption data and a new dataset containing both individual survey data on wealth holdings...
Persistent link: https://www.econbiz.de/10010331000