The study explores the factors likely to induce Polish customers to pay by cash, instead of payment cards, for goods …; then, in the second stage, the OLS model is employed to analyze the propensity to pay by cash, despite having a payment … in diary studies. Furthermore, we show that instances of merchants' refusal to accept cash significantly impacted payment …

were conducted in 2009 (Canada), 2010 (Australia), 2011 (Austria, France, Germany, and the Netherlands), and 2012 (the …We measure consumers' use of cash by harmonizing payment diary surveys from seven countries. The seven diary surveys … United States). Our paper finds cross-country differences - for example, the level of cash use differs across countries. Cash …

were conducted in 2009 (Canada), 2010 (Australia), 2011 (Austria, France, Germany, and the Netherlands), and 2012 (the …We measure consumers' use of cash by harmonizing payment diary surveys from seven countries. The seven diary surveys … United States). Our paper finds cross-country differences — for example, the level of cash use differs across countries. Cash …

Germans are still very fond of using cash. Of all direct payment transactions, cash accounts for an astounding 82% in … cash remains so important. We propose a two-stage empirical framework which jointly explains credit card ownership and the … use of cash. Our results indicate that the pattern of cash usage is compatible with systematic economic decision making …

Models of money demand, in the Baumol (1952)-Tobin (1956) tradition, describe optimal cash management policy in terms … of when and how much cash to withdraw, an (s, S) policy. However, today, a vast array of instruments can be used to make … payments, opening additional ways to control cash holdings. This paper utilizes data from the 2012 Diary of Consumer Payment …

Standard transaction cost arguments can only partially explain why the share of cash transactions is still high in many … distinctive feature of cash – a glance into one’s pocket provides a signal for both the remaining budget as well as the level of … past expenses. We propose a theoretical framework which incorporates this feature of cash, and derives implications not …

"Introduction - Cash on Trial, findings from a conference jointly organized by SUERF, University of Zurich and …Over millennia, mankind has used hard cash in various forms ranging from shells to gold coins and paper. More recently …, cash has become unpopular in political circles, as it effectively restricts states’ power to tax (explicitly or via …