analysis is done at the regional level and presents results on household assets, liabilities, net wealth, income and …This report summarises the findings from the first wave of the Slovak Household Finance and Consumption Survey. The … consumption. …

from similar positions in the consumption distribution Blacks end up in lower percentiles than Whites. Education, income …With 20 years of PSID data, we document persistent racial differentials in life-cycle consumption dynamics. Starting … the Whites to prevent them from falling in the lower part of the consumption distribution. …

economic shocks, and it also explores how people may react by changing their consumption, saving and investment, work and …-varying investment opportunities and countercyclical risky labor income dynamics. We show that households near retirement will reduce … both short- and long-term consumption, boost work effort, and defer retirement. Younger cohorts will initially reduce their …