data from International Monetary Fund for period 2008 - 2013th as well as data from state agencies and central bank were … and Herzegovina still have to pay attention on non-performing loans as one of the main threats to their liquidity and …

and efficiency at the expense of riskier financial profiles. Regarding real effects, firms exposed to forced bank mergers … governmen-owned bank mergers. We compare forced to voluntary bank exits and show that the former cause better bank profitability …

This paper investigates the determinants of bank funding costs for a sample of internationally active banks from 2001 …–12. We find that changes in banks’ unsecured funding costs are associated with bank-specific characteristics such as an … subprime crisis and the Euro Area sovereign debt crisis—have also been key drivers of the sharp rise in bank funding costs. We …